Month: June 2014
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The Borrower Effect: Impacts & Implications of 2014 Loan Limits
The Great Depression left the United States with widespread unemployment and financial collapse. Two million construction workers were out of work. Home mortgages were typically short-term loans that were limited to 50% LTV. In 1934, the National Housing Act created the Federal Housing Administration (FHA) to improve housing conditions and provide a more accessible housing…
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Policy Prescriptions to Assist Women Entrepreneurs
Does the name Alice Paul ring a bell? Alice Paul led the effort to give women the right to vote. She raised money for the cause, led a group of White House protesters known as the Silent Sentinels, was imprisoned three times, force-fed raw eggs when she staged a hunger strike, and kept the pressure…
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Diversity in the Housing Market
Diversity in the housing market is a broad topic, and one with many avenues to venture down. There is a range of buyers and sellers and there always will be. Further, there are an equal number of products for those same buyers/sellers as well. Over the last few years it went from homeowners to…
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In Which Dimension is Credit Constrained?
The year 2014 is sure to be another eventful one in mortgage finance. A litany of new regulations are prepared to be implemented, the economy is projected to improve, driving mortgage rates higher, and demand to refinance loans is expected to decline further. The overall size of the mortgage market, in dollar terms, is anticipated…
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New Program Offers Peer Support for Women
It has long been said that imitation is the sincerest form of flattery. At City of Hope, researchers are implementing this concept of imitation—of making one thing similar to another—in a leading-edge approach to treating difficult cancers. City of Hope’s new chief of surgery and an enthusiastic researcher, Yuman Fong, M.D., has been developing a…
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How Businesses Can Incorporate the Sharing Economy for Higher Success
If you’re not already aware, the sharing economy is picking up speed. The sharing economy is a peer-to-exchange of goods and services, in which citizens rent or share resources. Companies involved in the sharing economy include Airbnb—where a host rents out part of his or her home to someone looking for a temporary place to…
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Exercise: Tackle Your Busy Schedule With Renewed Energy
Being a successful woman in the real estate industry means your days are most likely hectic and stressful. The last thing you probably want to do is go to the gym. If you can motivate yourself to go, you may end up on the treadmill the entire time because the weight area intimidates you and/or…
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FHFA Decision: Path to Affordable Housing or Another Crash?
Mel Watt, Director of the Federal Housing Finance Agency (FHFA), is facing mounting pressure regarding his decision to lift a temporary suspension on allocating funds to the national Housing Trust Fund (HTF) and Capital Magnet Fund (CMF). With the lifted suspension, 4.2 basis points of each dollar of the unpaid principal balance for new business…
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Sallie Krawcheck Empowering Women with New Fund
Sallie Krawcheck Empowering Women with New Fund On Wednesday, former Citigroup and Bank of America executive Sallie Krawcheck announced the creation of a unique index fund that will promote women within the business world. The first of its kind, the index fund is a result of a partnership between Pax World Management LLC and the…
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Women-led Start-ups Increase in Latest Winners of Arch Grants
The 2014 winners of the St. Louis Arch Grants competition were announced today and reveal an increase in women-led start-ups. Of the 20 recipients of the $50,000 grants, 40 percent are women-led which is an increase from the previous year.