Month: December 2016
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SBA Releases New Research Findings on Diversity Trends in Small Business Investing
In October 2016, the U.S. Small Business Administration (SBA) issued a report, Measuring the Representation of Women and Minorities in the SBIC Program, revealing diversity-related trends in small business investing. In order to address the diversity of SBICs and portfolio company program participants, the SBA approached the Library of Congress’s Federal Research Division with the…
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Happy Holidays from NAWRB!
The adorned trees in front windows, decorative neighborhood lights and bustling shopping malls all communicate the same message, the holidays are coming! The recently decreased traffic on the way to work suggests that many have already begun their holiday vacations and are travelling around the country to be with their loved ones during this…
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No House for the Holidays
The recovering housing market—home prices are the highest they’ve been since July 2006, appreciating 5.5 percent annually in September, according to the recently released S&P Case-Shiller index—unfortunately has not translated to improved homeownership rates.
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Open Houses: Cookies Can’t Redeem a First Impression
Think about your favorite products, your favorite cereal, chips or toothpaste. Whatever the merchandise, we all have preferred items that aren’t the most inexpensive or even “best” product on the market. This is because when we find something we like—because of the way it works, its appearance or a memory with which we associate…
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Federal Reserve Board encouraging “consumers to closely monitor their financial accounts”
The holiday spirit is in full tow! From malls across America to online retailers, consumers are excitedly shopping for their loved ones’ perfects gifts. You must always remember to keep track of your finances during the holidays, a time when your accounts are experiencing increased activity.
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FHFA Performance & Accountability
The Housing and Economic Recovery Act of 2008 (HERA) established the Federal Housing Finance Agency (FHFA) to supervise and regulate the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal Home Loan (FHL) Bank System. The FHFA is an independent government agency that employs examiners, analysts, attorneys…
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Department of Labor Research and Evaluation Plan for 2016 Request for Information
Dear Sharon I. Block, Thank you for the opportunity to provide comments on the Department of Labor’s (DOL) Research and Evaluation Plan for 2016 Request for Information (RFI). Of the Statistical Analysis of Trends and Surveys, I believe Gender Patterns and Pay in Occupations and Industries along with Caregiving and Women’s Retirement Security are of…
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Recruiting and Retaining in Today’s World
“Times are changing,” a phrase that has been uttered by countless people throughout time. In regards to recruiting and retention, what has changed is the workplace and work culture. The office isn’t what it used to be, and neither are professional relationships. A growing number of workers are reaping the benefits of technology and flexible work…
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Know Before You Lose!
Small businesses often struggle as a result of limited capital and few employees, and they shouldn’t be adversely affected by resources meant to assist them. Unfortunately, there are several unknown risks.