Earlier this week, the Population Reference Bureau (PBR) released their 2020 World Population Data, which includes new population growth findings and insights into how the current global pandemic has impacted the 7.8 billion world population. The report shows that a growing aging population is being met with a decline in total fertility rates, and researchers expect that both population growth and aging will affect our resilience in the face of future crises.
a Human Touch
The Perfect Balance
Women in the Housing & Real Estate Ecosystem (NAWRB) is proud to announce that NAWRB Diversity & Inclusion Leadership Council (NDILC) Member Teresa Palacios Smith has been named Chief Diversity & Inclusion Officer at HomeServices. Teresa previously served as Vice President of Diversity & Inclusion for the franchise’s networks since 2017. Her new role will include elevating, expanding and aligning the national scope and impact of HomeServices’s collective diversity and inclusion initiatives across its company and subsidiaries.
Women entrepreneurs have notoriously faced hardships in gaining access to capital, from lack of information and resources and local and state government assistance, to facing cultural biases from investors. Without adequate capital, women cannot make their creative ideas a reality, nor can they afford to maintain the businesses that provide jobs for a significant portion of the population. According to U.S. Census Bureau data, women own 36 percent of privately-held businesses and contribute $3 trillion to the economy due to job creation—creating 16 percent of jobs in the nation.
The U.S. Small Business Administration (SBA) and Treasury Department released detailed loan-level data regarding the loans made under the Paycheck Protection Program (PPP). The disclosed data covers each of the 4.9 million PPP loans that have been made thus far, and includes business names, addresses, NAICS codes, zip codes, business type, demographic data, non-profit information, name of lender, jobs supported, and loan amount ranges above or below $150K.
Today marks 244 years of independence for the United States! The Fourth of July is a day in which the nation celebrates the anniversary of the Declaration of Independence signed in July 1776. In commemoration of Independence Day, the U.S. Census Bureau has released interesting facts about the Founding Fathers, the nation’s changing population and the various ways Americans celebrate this national holiday.
Industry experts were worried about a possible recession even before the advent of the COVID-19 crisis, and these discussions took place during the 2019 NAWRB Conference. Watch the newly released video featuring Moderator Desiree Patno, CEO & President of NAWRB, Advisor of Amicus Brain, Chairman of NDILC; and CSO of Zulu Time; Marina B. Walsh, Vice President of Industry Analytics, Research and Economics, at Mortgage Bankers Association (MBA); and Brian De Lucia, Managing Partner at Arrivato LLC, as they discuss how industries in the housing and real estate ecosystem can achieve social impact through data analytics, and other factors that could have contributed to today’s recession.
The House has unanimously passed a bill that will extend the Paycheck Protection Program (PPP) until August 8th, which was originally set to end on June 30th. The bill now awaits President Trump’s signature to officially extend the federal government program that provides forgivable loans to small businesses economically impacted by the COVID-19 crisis.
Tune in on Wednesday, July 1st, at 8 AM PST for Know the Rules of the GameⓇ Podcast: Black Bill of Rights with your host Desirée Patno, CEO & President of Women in the Housing & Real Estate Ecosystem (NAWRB), and Special Guest Jasper James, Co-Founder of Allies of Black Lives Matter and Activism Articulated, one of the only advocacy communications firms run by queer, mixed-race women of color. Jasper will enlighten audiences on the “Black Bill of Rights,” a conceptual framework meant to empower Black communities in all facets of American life. Listen: https://www.nawrb.com/podcast/.
by EXIT Realty Corp. Staff Writer, Maegan Carrasquillo
We’ve all heard the expression, “hitch your wagon to a star.” It’s the notion of seeking out those who shine and learning how to excel right along with them.
Recent theories suggest that having a strong, positive role model – especially as a young girl growing up in today’s world – can pack a three-fold inspirational, behavioral, and potentiality punch.
“Role models are important especially for women and other groups facing a host of social challenges and obstacles,” reads a 2019 Women’s Day and Female Role Models article on Psychology Today. “Role models show us what is possible; they inspire us and demonstrate possible ways we can overcome obstacles and actualize our potential.”
In the world of real estate, roughly 63% of all REALTORS® are female according to a 2018 report by NAR, yet only 12-14% hold roles of President, CEO, Executive Director or similar. This is where the National Diversity and Inclusion Leadership Council (NDILC) come in; to show women what’s possible through powerful representation. The NDILC is part of Women in the Housing & Real Estate Ecosystem, also known as NAWRB.
The council is made up of women like EXIT Realty Corp. International’s, CEO, Tami Bonnell, who hold senior executive roles within real estate and related fields and they recently developed a list of 10 women leadership principles.
- Acknowledge Trailblazers- Know and learn from the women who came before you. We’re all standing on the shoulders of giants.
- Keep Achieving- Effective leaders always keep learning. There’s always something to learn and improve upon.
- Believe- Whatever the mind can conceive, it can achieve.
- Pass the Torch- Give opportunities to future generations of women. Your legacy will be the people you help along the journey.
- Know Yourself- Be authentic and lead in a way that is true to you. Own your unique talents and strengths and empower those around you.
- Speak Out- Unconscious bias is present, but ignoring it only perpetuates it. Take a stand and speak out.
- Listen- Never assume anything about anyone. Everyone has their own story that makes them who they are.
- Be Present- Sharing your time is one of the most valuable gifts you can give. Do it with intention by truly being present.
- Prepare for the Future- Women with advanced skills today will be ready for tomorrow’s challenges.
- Lead by Example- Inclusion isn’t enough. Press for parity and strive for excellence in everything.
The list was written to pass on lessons learned on the path to leadership and can be used for nearly any field. Not everyone has had the same access to positive female role models but both individuals and companies alike can help by following them. It’s up to all of us to continue this positive movement in a forward motion toward true equality.
Welcome to Know the Rules of the GameⓇ Podcast: Latest Rules on the SBA EIDL & PPP Loans with your host Desirée Patno, CEO & President of Women in the Housing & Real Estate Ecosystem (NAWRB). The CARES Act, which was signed into law by President Trump on March 27, 2020, established the SBA Economic Injury Disaster (EIDL) Loans & PPP (Paycheck Protection Program). These two programs have had several revisions during this extremely short time of processing millions of loans. On June 15th and June 5th, 2020 respectively, these SBA COVID-19 Relief Options issued additional guidelines and ease of processing. Listen here!