Category: Government
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Historic Milestones for Women’s Independence: Fair Housing Act & H.R. 5050
In the year 2018 we have observed milestones for the history of women’s social and economic independence. It marks the anniversary of two important pieces of legislation that helped women achieve economic growth through business ownership as well as homeownership—two interrelated tools that are pivotal for personal wealth building. The Fair Housing Act, an act…
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Power-up Your Policymaking
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How to turn your passion into action from boosting your local engagement or running for office “This woman’s place is in the House-the House of Representatives”-Bella Abzug It’s no new news that although we comprise a little over half the human population, women are severely underrepresented in both politics and business. Although great strides have…
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Women Business Owners Are Missing Out On Billions in Tax Incentives & Investments: Congress Can Change That
When her short-term corporate housing company started to draw sizable revenue, Chicago-based business owner Francine Manilow realized she needed to change how her business was organized in order to take greater advantage of tax breaks. Women-owned businesses like Manilow’s represent more than a third of all U.S. companies. Yet they are often disadvantaged by the…
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Considering Doing Business with the Federal Government?
Here is an opportunity for advice from Joyce Cofield, Ex-ecutive Director of the Office of the Comptroller of the Currency’s Office of Minority and Women Inclusion. Joyce, what is the Office of the Comptroller of the Currency? The Office of the Comptroller of the Currency [OCC] is the federal agency that charters, regulates, and supervises…
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The Glass Ceiling
by Vanessa Montañez Does the Glass Ceiling exist in today’s world of equality? What do you think? I think the facts speak for themselves. We all know women earn less than men. Women who worked full-time, year-round in 2014 earned, on average, 79 percent of men’s median annual earnings, according to the U.S. Census Bureau.…
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SBA Releases New Research Findings on Diversity Trends in Small Business Investing
In October 2016, the U.S. Small Business Administration (SBA) issued a report, Measuring the Representation of Women and Minorities in the SBIC Program, revealing diversity-related trends in small business investing. In order to address the diversity of SBICs and portfolio company program participants, the SBA approached the Library of Congress’s Federal Research Division with the…
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FHFA Performance & Accountability
The Housing and Economic Recovery Act of 2008 (HERA) established the Federal Housing Finance Agency (FHFA) to supervise and regulate the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal Home Loan (FHL) Bank System. The FHFA is an independent government agency that employs examiners, analysts, attorneys…
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Department of Labor Research and Evaluation Plan for 2016 Request for Information
Dear Sharon I. Block, Thank you for the opportunity to provide comments on the Department of Labor’s (DOL) Research and Evaluation Plan for 2016 Request for Information (RFI). Of the Statistical Analysis of Trends and Surveys, I believe Gender Patterns and Pay in Occupations and Industries along with Caregiving and Women’s Retirement Security are of…
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Anti-Discrimination Housing Regulations to be Introduced in New York
Discrimination is unjust, especially when it pertains to an individual’s basic necessities such as a home. Most people are aware of redlining practices that occur across the nation, but discrimination does not stop with mortgage lenders and banks.
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House Passes TRID Grace Period Bill
There is no question about it; the TILA-RESPA Integrated Disclosure (TRID) rule transforms the way business is done in the mortgage industry. After multiple postponements, TRID was officially implemented on October 3 with the assurance from the Consumer Financial Protection Bureau (CFPB) that there would be an informal grace period carried out at least through…