Good Habits When Sleeping and Waking Up

A demanding job, the commute, after-work errands or maybe even dropping off and picking up kids from soccer practice can leave you drained after a long day. Often times however, exhaustion and the need for a nap creep in during the day, much earlier than anticipated and without warrant. The solution isn’t an energy drink it’s sleep.

Just as important as how long you’re sleeping is how you’re getting your sleep. Five hours of good sleep can make you feel more rested than seven hours of mediocre shut-eye.
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Minority and Women Inclusion 2016

Diversity and inclusion (D&I) has grown in prevalence in recent years, most significantly with the 2011 establishment of the Office of Minority and Women Inclusion (OMWI) for regulated entities. The most pivotal aspect of this movement is accountability, to ensure that diversity work is actually being conducted and not just discussed. Entities—most recently the Consumer Financial Protection Bureau (CFPB) and U.S. Securities and Exchange Commission (SEC)—have taken initiative in reporting their progress by providing Congress with annual OMWI reports. Continue reading

The Buying Power of Asian Americans

The housing market has been turbulent for the past decade, but 2016 has started with a positive trend. According to the Nationwide Economics’ Health of Housing Markets (HoHM) Report, the Leading Index of Healthy Housing Markets (LIHHM) for the third quarter of 2015 was higher than 100, their neutral number, and this typically designates a healthy market. The report also confirms that the Metropolitan Statistical Areas’ (MSA) LIHHM performance has been improving since 2012. Continue reading

Equal Pay Day

This year April 12 marks Equal Pay Day, a day representing how far into the new year women have to work to earn the same amount of money men did the previous year. Almost three-and-a-half months into 2016 women finally equaled men’s 2015 earnings, due to the pervasive 27 percent gender pay gap that sees women earning 79 cents to every man’s dollar. Continue reading


As Hispanics continue to thrive—in education, career, resources, representation—their access to capital and buying power will increase accordingly and their purchases will have a significant impact on the economy, not the least of which will be the purchase of a home. It is crucial to learn the best ways to serve Hispanic homebuyers, not only to help them make the best purchases, but to ensure their growth is encouraged and safeguarded rather than delayed or prevented altogether.

According to the Pew Research Center, as of 2015 there were 57 million Hispanics in the United States, accounting for 18 percent of the entire U.S. population; this is a grand increase from 1980 when this group comprised 6.5 percent of the population. In their 2014 population predictions, the Census Bureau estimates that the Hispanic population will more than double by 2060 to 119 million.
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