If Men and Women Are More Similar Than Not, Why Do They Feel Differently About Homeownership?

The unique challenges women have faced in the past and continue to face today make owning a home a tangible sign of success for a woman. A woman’s home is a space to creatively express desires and dreams and to evoke certain feelings. From a practical standpoint, it’s an investment and source of security that remains a constant regardless of her marital status.

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Settling Up in Cincinnati, a Top City for Single Women Homebuyers

June is National Homeownership Month. This article is part of an ongoing series focusing on different aspects of women’s homeownership.


Single Women Outpace Men in Homeownership


In our 2018 Women in the Housing and Ecosystem Report, we found women have outpaced single men in homeownership consistently since 1986. This trend has most likely sustained because the reasons women seek homeownership are powerful, both from an economic and an emotional standpoint.

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Goodbye Sweet Spade: Remembering the Influential Style of Kate Spade

Today we are saddened to find out that the influential designer Kate Spade was found dead. For someone known for an elegance associated with brightness and a certain smart yet playful style- it’s painful to think of such a voice being extinguished.

Kansas City, Missouri native Spade, who recently legally changed her name to Kate Valentine was an answer to an unspoken sartorial prayer: smart, put-together clothing with a quirky flair. Distinguished while not shying away from femininity, Kate helped women in the 1990s and early 2000s realize that to be taken seriously in the workplace doesn’t necessarily mean you have to have massive shoulder pads, dress like a man, or wear uncomfortable heels.

It really started with a handbag. The quest for an attractive yet practical tote, often a woman’s rolling office, medicine cabinet, and make-up bag, was the driving force behind the start of her eponymous brand.

She grew Kate Spade into what we would call today a fully fledged lifestyle brand: including a home and jewellery line.  In the process she became much more than a designer: she became a woman to admire for her unique blend of tastemaking and business acumen. Not unlike a Diane von Furstenberg, Tory Burch or Donna Karan.

As recently as 2015 she was named amongst Creative People in Business by Fast Company and inducted into the University of Missouri-Kansas City Hall of Entrepreneur Hall of Fame this past year.

She was someone to look up to and will be dearly missed. Our condolences go out to her family and everyone whose lives she touched.

SBA Proposes Changes to SBIC Early Stage Program

Today the U.S. Small Business Administration (SBA) released proposed changes to its SBIC Early Stage Program, a feature of the Small Business Investment Company (SBIC) Program.  SBA has proposed a number of regulatory changes that seek to broaden access to the Early Stage Program and strengthen the impact of SBIC’s on early stage small businesses.

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Rebecca Steele Cleared With Prejudice in 2008 Financial Crisis

In October 2013, Rebecca Steele became the only person found liable for their part in the 2008 financial crisis. This verdict was the result of a 2012 civil lawsuit filed by the office of Manhattan U.S. Attorney Preet Bharara against Steele and Bank of America Corp., which alleged that Countrywide Financial Corp.—now owned by Bank of America Corp.—misrepresented the quality of loans it sold to Fannie Mae and Freddie Mac in its 2007 “Hustle” program.

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International Business Opportunities from UPS

Is it a goal of yours to take your business overseas? Extend your market and grow your book of business? The UPS X-PORT Challenge is a promotion designed to support businesses that have international growth aspirations, and to introduce these businesses to UPS and their international capabilities. Businesses can apply to earn an opportunity to pitch their solutions/products and win up to $10,000 in export shipping credits from UPS.

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Barbara Corcoran Shares Her Secrets for Saving Thousands on Your Mortgage

barbara corcoran

Homeowners are in luck as Barbara Corcoran, real estate guru and Shark Tank star, is giving her advice on how they can make the best use of what she calls “cheap money.” By simply following Barbara’s advice and doing a little leg work, homeowners can find themselves pocketing thousands of dollars that would otherwise be spent on their mortgage payments as well as possibly paying off their mortgages sooner. Her secret? Taking advantage of incredibly low interest rates.

Do Your Homework

When looking for a lender, nearly 77% of home buyers choose to only work with one lender from the start without doing their homework. Barbara states, “Not shopping the market…is like giving money away.” It’s best to look around and scope out lenders in your area to make sure you are truly getting the best interest rate available at the time you apply. You also want to ask your lender if you are eligible for the Home Affordable Refinance Plan or HARP as it is oftentimes called. Many homeowners are eligible but are unaware the program exists and therefore fail to take advantage of the benefits of this government program. Those who have used the program have saved an average of $3,500 in their first year. Definitely worth looking into.

You’ve Got to Make Your Move Now

Given the nature of interest rates, you’ve got to be prepared to move quickly when the rates are low. Many would argue that today’s interest rates have risen since late 2015, however, they are still lower than they were at this point last year. Corcoran suggests homeowners seize this opportunity to “take advantage of today’s cheap money” and strike while the iron is hot. If you wait even a month or two, there is no telling where interest rates will be and you may be kicking yourself for not moving to action sooner.

No Better Time Than The Present

As we mentioned earlier, when you’re dealing with interest rates, there is no better time than the present to claim your stake. Today’s rates are some of the lowest we’ve seen in quite some time but again, no one can predict how long homeowners will have access to such rates. Thousands have chosen to take advantage of these rates by refinancing their mortgages and have saved a considerable amount of money in the process. One thing you definitely want to keep in mind, HARP is scheduled to expire on December 31, 2016. You have got to make your move now if you intend to take advantage of the incredible savings HARP participants have seen in the past.

Where Do You Go From Here

Your first step from this point is to start researching. Barbara suggests making use of The Easy Loan Site and seeing what options are available for you there. Be sure to keep your options open and know what you are looking for in order to meet your needs and stay within your budget. The Easy Loan Site works with a large group of lenders including those who offer HARP options. It’s a great way to do your “one stop shopping” and the best news yet is it’s free to use to research lenders and apply for loans.

If you are a woman entrepreneur working in the real estate ecosystem and would like to learn more about the future of women in real estate, how to secure funding for your business from investors who want to support women-owned businesses, and much, much more…purchase your ticket for our 3rd Annual NAWRB Conference. Put yourself in the room with leaders in the industry who will share the secrets to their success and network with investors looking for just the right woman-owned business to support financially. You don’t want to miss this incredible opportunity to expand your knowledge base and grow your business.